Muktinath Bikas Bank Reports 12.44% Profit Growth to Rs. 1.51 Arba in Q4; EPS at Rs. 18.98
Wed, Aug 12, 2026 8:07 AM on Latest, Financial Analysis, Company Analysis,
Muktinath Bikas Bank Limited (MNBBL) has reported a net profit of Rs. 1.51 Arba for the fourth quarter of FY 2082/83, registering a 12.44% increase from Rs. 1.35 Arba recorded in the corresponding period last year.
The bank’s retained earnings declined by 50.10% to Rs. 67.57 Crores. Meanwhile, operating profit increased 20.23% to Rs. 2.42 Arba. Net interest income grew 3.63% to Rs. 4.74 Arba, while impairment charges declined significantly by 27.87%.
On the business front, the bank’s deposits increased to Rs. 12.35 Kharba, while loans and advances stood at Rs. 10.05 Kharba.
The bank maintained a capital adequacy ratio of 13.47%, while its non-performing loan (NPL) ratio stood at 4.77%. Earnings per share (EPS) stood at Rs. 18.98, while net worth per share reached Rs. 161.82.
Major Highlights:
| Particulars (In Rs '000) | Muktinath Bikas Bank Limited | ||
| Q4 2082/83 | Q4 2081/82 | Difference | |
| Paid Up Capital | 8,000,389.00 | 7,046,938.00 | 13.53% |
| Share Premium | 0.00 | 0.00 | 0.00% |
| Retained Earnings | 675,756.00 | 1,354,102.00 | -50.10% |
| Reserves | 4,270,271.00 | 3,409,030.00 | 25.26% |
| Deposit | 123,539,443.00 | 117,430,719.00 | 5.20% |
| Loans & Advances | 100,508,831.00 | 97,223,243.00 | 3.38% |
| Net Interest Income | 4,743,849.00 | 4,577,490.00 | 3.63% |
| Personnel Expenses | 1,637,626.00 | 1,646,265.00 | -0.52% |
| Impairment Charges | 572,370.00 | 793,567.00 | -27.87% |
| Operating Profit | 2,422,707.00 | 2,015,054.00 | 20.23% |
| Net Profit | 1,518,361.00 | 1,350,360.00 | 12.44% |
| Distributable Profit/ (Loss) after P/L Appropriation and Regulatory Adjustments | 675,756.00 | 1,354,102.00 | -50.10% |
| Capital Adequacy (%) | 13.47 | 12.88 | 4.58% |
| NPL (%) | 4.77 | 2.97 | |
| Cost of Fund (%) | 3.53 | 4.90 | -27.96% |
| EPS (In Rs.) | 18.98 | 19.16 | -0.96% |
| Net Worth per Share (In Rs.) | 161.82 | 167.59 | -3.44% |
| Qtr end PE Ratio (times) | 19.13 | - | - |
| Qtr End Market Price | 363 | - | - |
