Deprosc Laghubitta EPS rises by 47.09% to Rs Rs 49.52; earns Rs 28.72 crore till Q3
Mon, May 6, 2019 6:23 AM on Financial Analysis, Latest, Stock Market,
Deprosc Laghubitta Bittiya Sanstha Limited (DDBL) has published its unaudited financial report of third quarter of FY 2075/76. The net profit of the National Level microfinance has increased by an outstanding 61.80% to Rs 28.72 crore till Q3 from Rs 17.75 crore as compared to the net profit of the corresponding quarter of FY 2074/75.
The microfinance has collected Rs 3.34 arba as deposits till Q3 – an increment of 53.98% from the last year’s corresponding quarter. On the other hand, the company floated loan amount of Rs 10.63 arba with 49.51% growth. The microfinance company’s borrowings stood at Rs 6.06 arba.
The company net interest income rises to Rs 58.40 crore with an increment of 28.39%. Similarly, its operating profit grew by 68.29% to Rs 38.72 crore.
The paid-up capital of the bank is Rs 77.34 crore while reserve has increased by 40.02% to Rs. 64.28 crore.
The annualized EPS of the microfinance stands at Rs 49.52 and Net worth per share remains at Rs 183.11 with the P/E ratio of 11.97 times.
Major Highlights:
|
Particulars (In Rs '000) |
Deprosc Laghubitta |
||
|---|---|---|---|
|
Q3 2075/76 |
Q3 2074/75 |
Difference |
|
|
Paid Up Capital |
773,410.44 |
703,100.40 |
10.00% |
|
Reserve & Surplus |
642,812.16 |
459,072.03 |
40.02% |
|
Deposits |
3,343,121.34 |
2,171,099.49 |
53.98% |
|
Borrowings |
6,062,066.65 |
4,236,022.10 |
43.11% |
|
Loans & Advances |
10,630,795.37 |
7,110,245.90 |
49.51% |
|
Net Interest Income |
584,029.51 |
454,879.94 |
28.39% |
|
Staff Expenses |
191,490.15 |
180,403.08 |
6.15% |
|
Provision for possible losses |
116,803.44 |
76,752.73 |
- |
|
Operating Profit |
387,243.95 |
230,111.41 |
68.29% |
|
Net Profit |
287,258.62 |
177,541.18 |
61.80% |
|
Capital Adequacy (%) |
13.58 |
15.30 |
-11.24% |
|
NPL (%) |
0.88 |
0.79 |
11.39% |
|
Cost of Fund (%) |
9.70 |
10.01 |
-3.10% |
|
Annualized EPS (In Rs.) |
49.52 |
33.67 |
47.09% |
|
Net Worth per Share (In Rs.) |
183.11 |
165.29 |
10.78% |
|
Qtr End PE Ratio (times) |
11.97 |
- |
- |
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