Asha Laghubitta Bittiya Sanstha reports net profit of Rs 3.81 crore with EPS of Rs 16.4 for Q4 of FY 2076/77
Sun, Aug 9, 2020 2:30 PM on Latest, Stock Market, Company Analysis,
Asha Laghubitta Bittiya Sanstha Limited has posted a net profit of Rs 3.81 crore and published its 4th quarter company analysis of the fiscal year 2076/77.
The profit of the company in Q4 2076/77 has decreased by 3.75% compared to Rs 3.95 crores in the Q4 2075/76.
The borrowings of the company have increased by 20.86% to Rs 1.44 arba from Rs 1.19 Arba in Q4 2076/77. The microfinance company collected deposits of Rs 81.89 crores and has floated loans of Rs 2.34 Arba in the Q4 2076/77. Loan & advances of the company have increased by 23.88% compared to the corresponding quarter of last fiscal year.
The net interest income of the company has grown by 42.06%, from Rs 11.58 crores to Rs 16.45 crores in Q4 2076/77. Operating profit has surged by 115.7% to Rs. seven crores.
The Paid-Up capital and reserve of Asha Laghubitta Bittiya Sanstha Limited stand at Rs 23.22 crores and Rs 7.45 crores respectively. The EPS and net worth per share stood at Rs 16.4 and Rs 132.09 respectively in Q4 2076/77. Moreover, the P/E ratio according to the report is 47.55 times.
Major Highlights:
| Particulars (In Rs '000) | Asha Laghubitta Bittiya Sanstha | ||
|---|---|---|---|
| Q4 2076/77 | Q4 2075/76 | Difference | |
| Paid Up Capital | 232,288.00 | 232,288.00 | 0.00% |
| Reserve & Surplus | 74,538.82 | 13,464.61 | 453.59% |
| Deposits | 818,927.71 | 497,611.20 | 64.57% |
| Borrowings | 1,448,230.27 | 1,198,279.36 | 20.86% |
| Loans & Advances | 2,344,618.88 | 1,892,616.29 | 23.88% |
| Net Interest Income | 164,528.15 | 115,814.95 | 42.06% |
| Staff Expenses | 83,273.61 | 69,776.82 | 19.34% |
| Provision for possible losses | 25,311.18 | 40,841.11 | -0.38% |
| Operating Profit | 70,099.58 | 32,498.51 | 115.70% |
| Net Profit | 38,102.45 | 39,585.76 | -3.75% |
| Capital Adequacy (%) | 11.85 | 12.90 | -8.14% |
| NPL (%) | 2.98 | 1.49 | |
| Cost of Fund (%) | 10.10 | 11.05 | -8.60% |
| EPS (In Rs.) | 16.40 | 17.04 | -3.75% |
| Net Worth per Share (In Rs.) | 132.09 | 105.80 | 24.85% |
| PE Ratio (times) | 47.55 | - | - |
| Qtr End Price | 780.00 | - | - |
| PB Ratio (times) | 5.9 | - | - |
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