All you need to know about Super Chamatkarik Swarojgar Bachat Khata of NIC ASIA Bank; bank aims to walk shoulder to shoulder with aspiring and successful entrepreneurs
“Super Chamatkarik Swarojgar Bachat Khata” is an interest bearing customized saving account scheme to provide complete financial and life style solutions for the self-employed i.e. entrepreneurs who are working for uplifting their life.
Self-employed people of all age group and any income level can open this account. And either of the spouses can open account and enjoy all facilities available under this scheme irrespective of registered name in proprietorship/organization owned by them based on the relationship certificate.
A free Accidental Insurance cover of up to Rs. 15 lakhs is provided to account holder*
FEATURES
|
Basis |
Features* |
|---|---|
|
Target Customer |
Self-employed. |
|
Either of the spouse can open account and enjoy all facilities available under this scheme irrespective of registered name in proprietorship/organization owned by them based on the relationship certificate. |
|
|
Minimum Balance |
Zero |
|
Interest Rate |
6.50% p.a. (Interest Rate is subject to change as per management decision time to time) |
|
Internet Banking |
Free for First Year |
|
Mobile Banking |
Free for First Year |
|
Debit Card |
Free for First Year |
|
Credit Card Issuance Fee |
Free Joining and issuance fee for first year |
|
Demat Account |
Free account opening and 1st year account operating fee free |
|
C-ASBA Registration/ Mero Share |
Facility Available |
|
Accidental Insurance |
5 times of Monthly average balance or Rs. 15 lakhs whichever is lower |
|
Annual Locker Charges [Subject to Availability] |
50% discount on annual charges (For 1st Year Only) |
|
Inward Remittance Charge |
Free |
|
ABBS Charge |
Free |
|
Balance certificate issuance fee |
Free once a year |
|
POS Installation Charge |
Free |
|
ATM Cash withdrawal/Balance Enquiry |
No charge for withdrawal and balance enquiry from other Bank’s ATM terminal |
|
Distinguished Features: |
|
|
Credit Card Facility |
As per PPG on Retail Loans |
|
Business Loan Facility |
Available |
|
Retail Loans at subsidized rate |
BR+ Upto 3% |
|
Discount in Loan Administrative Fee |
Upto 25 Basis Point |
|
Missed Called Banking |
Yes |
|
Online Fixed Deposit Account Opening Facility |
Yes |
|
Recurring Deposit Account Opening Facility |
Yes |
|
Rebate on purchase and premium on sell of FCY |
10 paisa |
|
International Debit Card |
50% discount on issuance fee |
|
Other |
Privilege service facility available. |
|
Mandatory Copy of PAN Card Required |
|
|
Loan Swap Facility Available |
