Agriculture Development Bank’s free profit rises by massive 44.13%; EPS stands at Rs 22.08 in the Q4
Wed, Aug 15, 2018 3:35 AM on Financial Analysis, Latest, Stock Market,
Agriculture Development Bank’s net profit has declined by 15.89% in the fourth quarter of the fiscal year 2074/75. However, the bank has reported 44.13% rise in the free profit after regulatory adjustments.
As per the quarterly report published today, the bank’s net profit declined to Rs 3.07 arba from Rs 3.65 arba in the corresponding quarter of the FY 2073/74. The free profit after regulatory adjustments stand at Rs 3.67 arba which was only Rs 2.54 arba in the corresponding quarter.
The deposit of the bank has increased by 5.20% to reach Rs 1.05 kharba while the loans and advances have increased by 8.05% to reach Rs 99.86 arba.
As on the end of the fiscal year 2074/75, the paid-up capital stands at Rs 13.93 arba with Rs 16.73 arba as reserve and surplus.
Its NPL has decreased to 3.19% from 4.60%.
The Earning per Share (EPS) stands at Rs 22.08 and the Net worth per share stands at Rs 220.06.
Major Highlights:
|
Particulars (In Rs '000) |
ADBL |
||
|---|---|---|---|
|
Q4 2074/75 |
Q4 2073/74 |
Difference |
|
|
Paid Up Capital |
13,937,928 |
13,937,928 |
0.00% |
|
Reserve & Surplus |
16,734,408 |
14,283,550 |
17.16% |
|
Deposits |
105,006,497 |
99,816,272 |
5.20% |
|
Borrowings |
556,923 |
667,933 |
-16.62% |
|
Loans & Advances |
99,866,016 |
92,426,799 |
8.05% |
|
Net Interest Income |
6,802,009 |
7,209,896 |
-5.66% |
|
Operating Profit |
4,256,042 |
4,080,418 |
4.30% |
|
Net Profit |
3,077,222 |
3,658,431 |
-15.89% |
|
Total Comprehensive Income after Share of NCI |
2,441,762 |
2,749,819 |
-11.20% |
|
Add/ Less: Regulatory adjustment as per NRB |
596,069 |
(1,109,800) |
-153.71% |
|
Free Profit/ (Loss) after Regulatory Adjustments |
3,673,292 |
2,548,631 |
44.13% |
|
NPL |
3.19 |
4.60 |
-30.65% |
|
Annualized EPS (In Rs.) |
22.08 |
26.25 |
-15.89% |
|
Net Worth per Share (In Rs.) |
220.06 |
202.48 |
8.68% |
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