Aarambha Microfinance reports net profit of Rs 1.18 crore with EPS of 19.83 for Q4 of FY 2075/76; Net worth per share stands at Rs 114.5
Mon, Aug 5, 2019 2:08 PM on Latest, Stock Market, Financial Analysis,
Aarambha Microfinance Bittiya Sanstha Limited ( AMFI ) has published its Q4 report of the fiscal year 2075/76 reporting a net profit of Rs 1.18 crore. The profit of the company in Q4 2075/76 has increased massively by 491.83% compared to Rs 20 lakhs in the Q4 2074/75.
The borrowings of the company has increased by 2.62% to Rs 31.94 crore from Rs 31.12 crore in Q4 2075/76. The microfinance company collected deposits of Rs 15.84 crore and has floated loans of Rs 52.68 crore in the Q4 2075/76. Loan & advances of the company have increased by 47.4% compared to the corresponding quarter of last fiscal year.
The net interest income of the company has grown by 43.7%, from Rs 35.73 crore to Rs 52.68 crore in Q4 2075/76. Operating profit has surges massively by 663.32% to Rs 1.68 crore in Q4 2075/76.
The Paid-Up capital and reserve of AMFI stands at Rs 6 crore and Rs 86.4 lakh respectively. The EPS and net worth per share stood at Rs 19.83 and Rs 114.5 respectively in Q4 2075/76. P/E ratio according to the report is 26.68 times.
Major Highlights:
| Particulars (In Rs '000) | AMFI (Q4) | ||
|---|---|---|---|
| 2075/76 | 2074/75 | Difference | |
| Paid Up Capital | 60,000 | 60,000 | - |
| Reserve & Surplus | 8,640 | (3,546) | 343.64% |
| Deposits | 158,437 | 103,520 | 53.05% |
| Borrowings | 319,451 | 311,283 | 2.62% |
| Loans & Advances | 526,819 | 357,399 | 47.40% |
| Net Interest Income | 37,368 | 26,005 | 43.70% |
| Provision for possible losses | 866.95 | 1,056 | -17.87% |
| Operating Profit | 16,881 | 2,211 | 663.32% |
| Net Profit | 11,898 | 2,010 | 491.83% |
| NPL (%) | 1.42 | 2.10 | -32.38% |
| Annualized EPS (In Rs.) | 19.83 | ||
| Net Worth per Share (In Rs.) | 114.5 | ||
| PE ratio | 26.68 | ||
.png)
