ss-pro

NRB publishes sector wise break down of loans and advances of all commercial banks; which sector has maximum credit concentration?

Fri, Oct 25, 2019 4:23 PM on Economy, Latest,
-ShareSansar

The table below shows the sector-wise credit breakdown of 28 commercial banks of Nepal.

S.N. BFI Name Agricultural and Forest Related Fishery Related Mining Related Manufacturing (Producing) Related Construction Electricity,Gas and Water Metal Products, Mach. & Ele. Eqp. Tras., Com. and Public Utilities Wholesaler & Retailer Finance, Insurance and Real Estate Hotel or Restaurant Other Services Consumption Loans Local Government Others TOTAL sectorwise
1 NBL                        5,817             306             877                     18,032              10,899           6,003                      1,629               2,059            17,484                  6,845             2,732         2,300               11,519  -         9,439            95,941
2 RBB                     11,788             705  -                      15,554              16,914           4,290                      2,274               3,086            44,429               14,009             8,181         3,452               17,997        217        2,392         145,288
3 NABIL                        3,851                 4             123                     39,987                 1,084           8,207                          960                   894            36,021                  7,565             3,928         3,387                 4,297  -       27,248         137,556
4 NIB                        7,031               71             441                     41,150                 7,161         12,446                          926               4,355            24,614                  7,220          10,797         9,520                 3,185        383        5,589         134,890
5 SCB                        2,823  -   -                      11,115              12,929                 29                      1,066                   194            14,276                  2,606                931            315                 5,159        139        2,282            53,863
6 HBL                        5,244                 1  -                      37,268                 4,224           1,271                      2,185               3,765            19,657               11,398             5,008         3,948                 3,352        255        4,014         101,589
7 SBI                        3,155               21                  8                     28,233                 3,405           3,008                      2,564               2,077            20,488                  4,904             3,445         1,437                 1,265  -       17,871            91,880
8 NBB                        2,742               91             725                       7,753                 5,498           2,524                          862               1,282              9,149                  4,621             2,074      13,350                 1,840  -         3,985            56,497
9 EBL                        4,491               14                20                     15,946              20,478           4,195                      1,882               3,708            31,245               10,388             3,901         2,329                 4,110  -       10,049         112,756
10 BOKL                        3,484               73                11                     16,124                 4,002           3,313                      1,090               1,368            19,859                  7,927             3,198         6,143                 7,166  -         2,077            75,835
11 NCC                        2,710             197             555                     14,961                 8,502           3,287                      1,155               2,554            10,688                  3,779             2,261         2,729                 1,769  -         9,704            64,850
12 NICA                     11,959             291  -                      13,324              22,584           1,440                          413                   527            39,631               14,798          10,728         4,099               11,068  -       32,903         163,766
13 MBL                        3,659             167             128                     16,859                 6,787           3,694                          565               2,437            19,971                  8,373             2,053         5,796                 3,216        130        8,057            81,893
14 KBL                        1,600             134             518                     22,829                 8,734           3,785                      1,875               3,801            11,152                  5,145             2,977         3,258                 4,049             1      10,194            80,051
15 LBL                        3,042             133                70                     15,979              16,527           4,326                      2,538               4,595            15,587                  5,562             2,961         3,670                 3,108        137            886            79,121
16 SBL                        5,602               49             434                     19,000                 7,586           4,898                      1,407               6,741            22,780                  7,983             4,309         3,406                 4,211        151      22,184         110,739
17 ADBL                     18,809             775             187                       7,107                 6,177           7,792                          414               1,128            28,119                  1,634             3,242         3,133                 1,027             3      31,023         110,570
18 GBIME                        4,139               24             168                     21,375              17,445           7,259                          822               1,048            29,092                  6,520             5,532         6,279                 6,108           97      14,744         120,654
19 CZBIL                        2,376               62             617                     12,116                 3,586           4,561                          218               1,755            11,386                  4,033             1,154         3,927                 4,849  -       17,148            67,787
20 PCBL                        4,269             216             137                     12,044              11,025           7,779                          563               1,786              9,124               10,489             4,431         3,762                 7,640  -         7,563            80,829
21 SRBL                        5,568             199                35                       9,069              13,024           2,655                          856                   271            14,808                  5,915             3,858         3,932                 3,831  -         8,031            72,052
22 NMB                        2,210             113                73                     21,980              11,336           5,912                      1,479               1,397            28,329                  7,083             3,257         2,538                 2,827  -         4,171            92,706
23 PRVU                        5,803                 4  -                      13,879              13,679           4,552                          386               2,951            16,118                  9,197             6,211         8,481                 5,786  -         6,616            93,665
24 JBNL                        3,013             101                44                     17,246                 5,371           3,865                          231               2,325            15,696                  4,383             2,499         2,813                 1,582  -       10,015            69,183
25 MEGA                        2,361               14                84                     12,569                 3,293           2,395                          489                   971            18,816               11,632             3,580         2,575                 3,820  -       11,592            74,189
26 CBL                        2,467               10                18                     10,187                 2,672           3,158                          399                   990              8,819                  5,718             2,120         1,843                 3,398  -         3,442            45,240
27 CCBL                        2,110               33             377                     13,903                 6,439           3,228                      1,137                   676            11,270                  6,547             2,355         2,139                 3,490  -         7,068            60,772
28 SANIMA                        1,833               31          1,479                     12,804                 7,745           4,649                      1,264               6,321            15,962                  4,040             3,071         3,148                 2,017  -       21,193            85,558
Total Loan                   133,955         3,839          7,130                  498,393            259,108      124,521                    31,649             65,060          564,570             200,311        110,792    113,708            133,688     1,513    311,479      2,559,718
Sectorwise Loans as of Bhadra end, 2076

As you can see from the table above, the credit was lent to Wholesaler and retailer sector and the lowest was to Local Government followed by Fishery related sector and Mining related sector.

Simiarly, in terms of total credit, NIC Asia Bank has floated the highest amount of credit whereas Standard Chartered Bank is the lowest.

naturo-earth