National Microfinance Laghubitta Bittiya Sanstha's Profit Declines 39.21% to Rs. 7.9 crores by Q4 FY 2076/77; EPS at Rs. 30.27 and PE Ratio at 54.52 times
Sun, Aug 16, 2020 2:55 PM on Latest, Company Analysis,
National Microfinance Laghubitta Bittiya Sanstha Limited has posted a net profit Rs.7.9 crores and published its 4th quarter company analysis of the fiscal year 2076/77.
The profit of the company in Q4 2076/77 has decreased by 39.21% compared to Rs 20.86 crores in the Q4 2075/76.
The borrowings of the company have increased by 34.89% to Rs 3.07 Arba in Q4 2076/77. The microfinance company collected deposits of Rs 1.61 Arba and has floated loans of Rs 4.16 Arba in the Q4 2076/77. Loan & advances of the company have increased by 13.52% compared to the corresponding quarter of last fiscal year.
The net interest income of the company has grown by 3.33%, and the operating profit has declined by 39.21%.
The Paid-Up capital and reserve of National Microfinance Laghubitta Bittiya Sanstha Limited stand at Rs 26.4 crores and Rs 21 crores respectively. The EPS and net worth per share stood at Rs 30.27 and Rs 179.88 respectively in Q4 2076/77. Moreover, the P/E ratio according to the report is 54.52 times.
Major Highlights:
|
Particulars (In Rs '000) |
National Microfinance Laghubitta Bittiya Sanstha Limited |
||
|---|---|---|---|
|
Q4 2076/77 |
Q4 2075/76 |
Difference |
|
|
Paid Up Capital |
264,045.00 |
150,883.00 |
75.00% |
|
Reserve & Surplus |
210,919.00 |
241,203.00 |
-12.56% |
|
Deposits |
1,617,468.00 |
1,284,007.00 |
25.97% |
|
Borrowings |
3,078,046.00 |
2,281,919.00 |
34.89% |
|
Loans & Advances |
4,160,900.00 |
3,665,423.00 |
13.52% |
|
Net Interest Income |
275,336.00 |
266,469.00 |
3.33% |
|
Staff Expenses |
109,783.00 |
87,449.00 |
25.54% |
|
Provision for possible losses |
102,028.00 |
31,734.00 |
|
|
Operating Profit |
126,851.00 |
208,657.00 |
-39.21% |
|
Net Profit |
79,916.00 |
131,454.00 |
-39.21% |
|
Capital Adequacy (%) |
11.62 |
11.13 |
4.40% |
|
NPL (%) |
2.28 |
1.43 |
|
|
Cost of Fund (%) |
9.28 |
9.49 |
-2.21% |
|
EPS (In Rs.) |
30.27 |
87.12 |
FALSE |
|
Net Worth per Share (In Rs.) |
179.88 |
259.86 |
-30.78% |
|
PE Ratio (times) |
54.52 |
- |
- |
|
Qtr End Price |
1,650.00 |
- |
- |
|
PB Ratio (times) |
9.2 |
- |
- |
