Kumari Bank Limited Launches Nepal’s First ERP-Integrated Real-Time Digital Loan Platform

Kumari Bank Limited, in partnership with IMS Software Pvt. Ltd., has launched Nepal’s first ERP-integrated real-time digital lending platform to simplify SME financing.

The system enables businesses to access unsecured working capital loans based on real-time ERP data such as sales and transactions, removing the need for lengthy paperwork and collateral.

Eligible SMEs can obtain loans of up to NPR 500,000 with flexible EMI repayment terms. At the same time, the platform aims to expand financial inclusion, speed up credit decisions, and strengthen digital transformation in Nepal’s banking sector.