Kumari Bank Launches Virtual Credit Card Service in Collaboration with Fonepay

Wed, Jul 2, 2025 2:03 PM on Latest,

Kumari Bank Limited, known for its continued leadership in digital transformation within Nepal’s banking sector, has introduced a new innovation to its service lineup—Kumari Virtual Credit Card. This digital credit card service has been launched in partnership with Fonepay Payment Service Ltd. and can be easily accessed through the bank’s mobile banking application, Kumari Smart.

Unlike traditional physical cards, the Virtual Credit Card is a digitally issued credit facility that customers can activate and use directly from their mobile devices via the Kumari Smart app. It enables seamless payments at Fonepay QR merchants across Nepal. Customers can enjoy up to 45 days of interest-free usage (terms and conditions apply) and also choose between partial (10%) or full repayment options when settling dues.

With over 24 years of uninterrupted service, Kumari Bank continues to prioritize digital banking through its 302 branches, 318 ATMs, 50 extension counters, and 54 branchless banking units. The bank has expanded digital services through ATM, POS, Green-PIN facilities, and by enabling Visa, Mastercard, and UPI card acceptance across the country, reaffirming its commitment to delivering secure, convenient, and innovative digital financial solutions.