Commercial Banks' Status on the Basis of Reserves (Q4 Exclusive Study)

Tue, Aug 25, 2015 12:00 AM on Others,

ShareSansar August 24:

Let us find out how much reserve commercial banks have?

Talking about the reserve, Nabil Bank Limited (NABIL) has the highest reserve among all the 30 commercial banks. Its reserve stands at Rs 6.11 arba where as Nepal Investment Bank Limited has the second highest reserve of Rs 5.13 arba.

Other banks with high reserves are  ADBL, EBL and SCB.

The average reserve of all the banks as of 4th Quarter is 1.67 arba. 13 banks have reserves more than average and 17 have reserves below average. Three banks namely Grand Bank Ltd., Rastriya Banijya Bank Ltd. and Nepal Bank Ltd. have reserves in negative.

Whereas talking about the growth of reserve, Janata Bank’s reserve has gone up by 98.41 percent in the last fiscal year compared to the reserve of fiscal year 2070/71. Janta Bank is closely followed by Sunrise Bank with a growth of 79.07% during the same period.

The average rate of growth in reserves compared to last year is 18.37%.

Bank

 2071-72 

Nabil Bank Ltd.      6,116,907.00
Nepal Investment Bank Ltd.      5,138,446.00
Agriculture Development Bank Ltd.      4,974,144.00
Everest Bank Ltd.      4,885,712.00
Standard Chartered Bank Ltd.      4,137,079.00
Himalayan Bank Ltd.      3,846,306.00
NIC Asia Bank Ltd.      2,907,222.00
Nepal SBI Bank Ltd.      2,631,312.00
Nepal Bangladesh Bank Ltd.      2,471,648.00
Global IME Bank Ltd.      2,366,054.00
Bank of Kathmandu Ltd.      1,762,236.00
Laxmi Bank Ltd.      1,740,005.00
Siddhartha Bank Ltd.      1,732,962.00
Prime Commercial Bank Ltd.      1,278,153.00
Citizens Bank International Ltd.      1,215,990.00
Machhapuchhre Bank Ltd.      1,072,894.00
Nepal Credit and Commerce Bank Ltd.         984,484.00
NMB Bank Ltd.         976,833.00
Sunrise Bank Ltd.         935,658.00
Lumbini Bank Ltd.         890,493.00
Kumari Bank Ltd.         887,658.00
Sanima Bank Ltd.         887,353.00
Mega Bank Nepal Ltd.         478,327.00
Prabhu Bank Ltd.         476,926.00
Civil Bank Ltd.         418,036.00
Janata Bank Ltd.         298,372.00
Century Commercial Bank Ltd.         294,036.00
Grand Bank Ltd.   (1,376,052.00)
Rastriya Banijya Bank Ltd.   (1,697,269.00)
Nepal Bank Ltd.   (2,591,791.00)